Every borrower you decline is a commission someone else closes in six months. ScoreReady Pro gives your borrowers a branded, step-by-step roadmap from "not yet" to "clear to close" — and keeps them attached to you the entire way.
Upload or import a credit report and get a complete, prioritized action plan in minutes — one version for the borrower, one tactical view for you.
Every score-impacting item ranked by severity, with specific actions — settlement targets, pay-for-delete, goodwill requests, paid-collection disputes — plus estimated point impact and timeline.
A projected date the borrower reaches your qualifying score, with FHA, VA, and conventional thresholds built in. Set expectations and lock the relationship.
Get pinged the moment a borrower crosses your target score. That notification is a commission call — not a cold lead.
Exact pay-down targets per card, timed to statement reporting dates, for the fastest possible score movement before you re-pull.
Items eligible for rapid rescore are separated from long-game fixes — so you instantly know which files can still close this month.
Co-branded reports and a branded borrower portal with your logo and colors. Borrowers see you as the expert who got them approved.
No credit report? No problem. Borrowers enroll in 3-bureau credit monitoring in minutes through your portal — no bureau pull or hard inquiry from you.
Borrower enrolls in monitoring or imports an existing report through your branded portal.
Consumer-friendly report for them, tactical action plan for you.
The platform monitors the plan and shows score movement on every re-pull.
You get the alert the day they're mortgage-ready — the loan everyone else declined.
One platform, licensed under your brand — tuned to how your industry closes.
Rescue declined files, build a mortgage-ready pipeline, and turn every "not yet" into a future closing that's already attached to you.
Show customers exactly how many points separate them from the next rate tier — and what it saves per month. Close now or guarantee the be-back.
Agents keep almost-ready buyers warm for months. CROs turn the audit into the consultation deliverable that converts prospects into clients.
ScoreReady Pro is an educational credit analysis platform — designed so you can help borrowers improve without becoming a credit repair company. Always confirm with your own compliance team.
Book a 15-minute demo — bring a declined file and watch the roadmap build itself. We'll set up a branded portal you can show your team the same day.